Our Lending Process


Greater Access

LEND is built on the principles of access to capital for everyone. Whether you’re a first-time borrower or have had troubles with loans in the past, we welcome you to apply.


In LEND, you will have a business partner who will work with you every step of the way. Issuing a loan is not the end of our interactions – we are invested in your success.


LEND is a non-profit, not a bank. Our goal is to see small businesses prosper in Evanston and borrowers improve their credit.


We recognize building a business can be tough. We strive to be open to any questions and will work hard to make the process as smooth possible.



To apply, please complete the loan application at the link below.


Borrower Spotlights

Tania Ruiz-Merlos

Tomate Fresh Kitchen

“It’s been wonderful—I cannot thank LEND enough… They started out as customers and after they’re customers, they’re friends. Like family.”

Tania Merlos-Ruiz

914 Noyes St, Evanston, IL 60201


Eco Greenergy Construction, LLC.

"The LEND program helped me sleep better and easier. I was able to concentrate on getting the next job. I was able to do what the owner does, which is get ready for the next project coming up.”

William Reed III

1422 Darrow Ave, Evanston, IL 60201